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One Hundred years from now
It will not matter
what kind of car I drove,
What kind of house I lived in,
How much money was in my bank account
nor what my clothes looked like.
But the world may be a better place because
I was important in the life of a child.


Several years ago, I handed one of our clients an expensive box of Godiva chocolates for Christmas.  As he took the box and we exchanged pleasantries, I couldn’t help but notice it being tossed over onto a pile of other gifts where it proceeded to slide to the floor.  It was at that moment I realized that I could not afford to give my clients anything they couldn’t already get for themselves.  The more I thought on it, I also became aware that it didn’t seem to be in the true “spirit of Christmas” to give to those who had no real needs. 

The next year we pooled the money that we would have spent on candy, and instead fed around 40,000 people for six months during the North Korean famine.  Since then, many of our clients have joined in and helped us fund these projects.  Together we have built orphanages, schools, provided land for housing, food, clothing, education, etc. to those with real needs.  Since the beginning, the response from our clients has been overwhelming and enthusiastic.  Together we have made a difference that will last.

We are so thankful to all of you, our clients, for making it possible for us to have been involved in these ventures.  We truly couldn’t have done it without you! 

Please take a moment to click on any of the links below to see photos and read about current and previous projects.  

2015 Christmas Letter
2013 Christmas Letter
2012 Christmas Letter
2011 Christmas Letter
2010 Christmas Letter
2009 Christmas Letter
2008 Christmas Letter
2007 Christmas Letter
2006 Christmas Letter
2005 Christmas Letter


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IMPORTANT NOTE:  The information contained in this website is not offered as legal, accounting or other professional advice, but is intended as a general resource.  It does not address your specific circumstances, which you should have evaluated by a qualified insurance professional. Not all coverage types are available in all states.


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© American Benefits Planning 2008